Thursday, 18 August 2011

Children Are From Heaven.



I picked up a book by Dr John Gray...Children Are From Heaven, from a little bookshop while waiting for Ms. Emmilia.

And I remembered....a story, told to me by my dadima....

Children are really from heaven, that is where I came from, and that is where my children came from.

In the beginning, all children live in heaven, they play and eat and play again, all day along. There were no worries, no chores, no school, no homeworks and no parents to boss them around.

But, they grew, you see, so it's time for them to relocate to earth. GOD invited the children into His chambers and ask them to look out of the window, down to earth.

GOD told the children it is time for them to choose their parents. The children did and they travel for about nine months (earth time), to get to their chosen destination. Their purpose is to make their (miserable adult) parents happy again. Yup, most parents are happy to receive such a gift... and of course, some were less grateful.

It sadden me to read about children being abuse, even murdered by their parents, grandparents, relatives and caregivers alike.

We did not know, did we? or did we forget, that the children chose us as their parents. They must have seen something great in us.

InsyaALLAH, I vow to remember that Shawn, Emma, Emmilia and Elle are from heaven and they chose me to lead them back home again.


*Originally written on July 6th, 2009

Wednesday, 18 May 2011

SEMBANG-SEMBANG UTARA


“The Creative Enterprise : Innovate Your Business” was the topic discussed at the 1st Sembang Sembang Utara, held in Penang on the 4th of May 2011.  Why, I’m writing about it? Because, I was one of the panelist. Well, obviously I was not the best choice, but since I hail from the North Land and they practically beg me to come home….
I shared the panelist seats with…wow, awesome great women, the likes of Vice President of DPMMPP, Cik Yuslinov Ahmad, a civil and syariah lawyer and an active champion of women’s rights issues. Hajjah Aishah Yeop Abdul Rahman, Vice Chairperson of Perlembagaan Pertubuhan Kebajikan Wanita Darul Hasanah, Pulau Pinang, another lawyer by profession. Ms Krista Goon, co-founder of Rex Box Studio, a web design and marketing company with a difference: She told me, as a child she aspire to be a lawyer….And the moderator, Puan Fazlina Dato’ Ahmad Daud, actress, event host, artiste and businesswoman.
And of course, there was me, Shahema Baiza-Yip, Jill of all trade, master of none. I did not want to disappoint anyone, I gave my commitment and I did my best. One thing for sure….I do have the Give of the Gap.
Blah, Blah, Blah…it was quite a show with me speaking “Uthagra”
The participants graciously received my motto in life: Happiness, Health and Wealth. My Golden Rule: GOD first, Family 2nd and Career 3rd. As well as my business concept: Social Entrepreneurship – GO GIVE. Always keep a Smile ready.
I was overwhelmed by the respond that I received from everyone on that day, The attention was awesome and I would like to say Thank you, so very much.  It was nice coming home.










 





                                         
                                        
                                           

Saturday, 16 April 2011

Financial Management Training

Financial Management Training Class at KSS, Kuala Lumpur was scheduled for 19th April 2011, is now postponed to the 22nd and  a change of venue to Mdea.......WHY la.....???? tak der rezeki betui, I have sign up for this class twice in this 1 year. Suka benor main tukaq-tukaq date and venue. Will I be eliminated or terminated for posting this on my newly founded blog...WaALLAHWaAlam, who reads my blog anyway?

I have my own approach in managing my finances, and I'll share it now...perhaps it can be of  help to those that are not able to attend the class, due to the changes.
                                                      
Firstly, you need to separate your income into 6 accounts, and every month a certain percentage of your income/salary must be brutally contributed into these accounts, no cheating!

                                                                     

1. Financial Freedom Account (FFA)      10%
    Insurance policies & Other Wealth Creation Investments

2. Long term Project Account (LTPA)      10%
    Home & Other Wealth Building Investments

3. Charity                                                   5%
    The Hand that giveth is better than the one that received.
    The more thy give, the more thou shall receive.
    What goes around comes around.


4. Education                                             10%
    Knowledge is probably the only single thing you can take home with you when you die

5. PlayJay                                                10%
    This account is what you use to reward yourself, like going to the spa, holidays or travel 1st class

6. Expenses                                              55%
    Enjoy- God gave you Life, it is your responsibility to give him back a LIFESTYLE!


Secondly do look into The 3 'I' Principle = Insurance, Investments and Inheritance

most people would agree on the importance of insurance and would have secured a policy. Insurance is a vehicle that is able to create instant cash for the family during emergencies such as dreaded disease, disability or death.
                                                    
You can only move forward in building wealth when you invest. Your investment does not necessary have to be of high risk to achieve great returns. There are government bonds and trust funds available. Landed property and Gold are two good commodities to consider. I always say...anything that man cannot make is a good investment. Investment allows you to accumulate funds for retirement. 
                                                      
                                                               
And after all that...you will have to write down your will, your final say on the distribution of your assets (hopefully there are plenty) after death.

                                                    
                                                           
Sounds good and easy enough to follow right?

Next time, we will discuss The 4th 'I' - Generating Income to fund the 3 Is, ideally continuously, even tho you cannot continue anymore...

Tuesday, 12 April 2011

Penang

2 nights in Penang, 77th Rotary International District 3300 Assembly can make a hard man and woman humble the nights away with fellowship. The toughest guys tumble while I sway the nights in my 3 inches stilettos. However, I was very careful in choosing my company.                 




Penang, Pearl of the Orient, and the city don't know what the city is getting, The creme de la creme of The Rotary World with the show and everything but Simon Yam. Time flies, doesn't seem a minute since the installation night had me in it. All change, don't you know that when you play at this level, there's no ordinary venue.

2 nights in Penang and the world's your oyster, the bars are temples but the pearls ain't free....I can feel an angel sliding up to me.

Looking forward towards next year Assembly.
                                                            

Tuesday, 5 April 2011

Alzheimer

Alzheimer's Test
How fast can you guess these words and fill-in the blanks?
1. _ _NDOM
2. F_ _K
3. P_N_S
4. PU_S_
5. S_X
6. BOO_S
|
|
|
|
|
\/

Answers:
1. RANDOM
2. FORK
3. PANTS
4. PULSE
5. SIX
6. BOOKS

You got all 6 wrong....didn't you?
You do NOT have an Alzheimer's Problem. 
You have a Sex Problem!!